In January 2004 we had an account assigned to us in New Concord, KY on a Micheal H. from GMAC financing.  We ran the account and unit wasn't visible.  Knocked on door got no answer.  It was a mobile home with an unattached garage down in the front on the left side of the property.  Looked in the garage and unit was locked inside.  Talked to the neighbors and found out the debtor was in jail.  So we turned in that update to GMAC finance.  GMAC made contact with debtor at Murry County KY jail and he said that he was under witness protection program due to a drug deal gone bad but he wanted us to get the unit picked up. The only way we could do that was to get the keys to the garage from the Detective heading the case.  So we made contact with him and set up a date and time to come and get the keys.  It was set to pick up the keys around 6:30 p.m. that evening at Murray Police Dept.  He was suppossed to have been waiting on us there, but instead he decided to leave.  He just took the keys to the dispatcher and told her that someone would be by to pick them up.  Never told her where we would be going, what we would be doing, nothing except that someone would be coming to pick them up.  We get there and pick them up and ask her if we could have a police officer to go out with us and she said that she couldn't do that because she wasn't told to do anything like that.  So its already getting dark and we get out there to the residence.  We get the garage unlocked and the unit had the transmission taken out of it.  There's no electricity so we're having to use flashlights to try and get the transmission put in the back of the truck.  There was a van parked about three feet outside of the garage door opening that had to be moved in order to get the truck out.  We had just gotten to van pulled out of the way when two police officers come down the road.  I walk toward them saying Hi thanks for coming.  They come running up guns drawn and I'm trying to explain that this is a repossession.  The police officer that was on me got behind me screaming to shut the F**k up and get on the ground.  The officer that was on my husband Ray was also doing the same but he was not an asshole like the one on me.  I'm still trying to tell this officer its a repo, while on my knees with my hands up he then put the butt of his gun to the back of my head pushed me to the ground with the gun.  Then handcuffed me.  Ray was turned so that he couldn't see me, and the officer on him just had him get on the ground.  Ray then told him to listen to him, there is a repossession order lying in the seat of the truck we are not here illegally, we got the keys from the Detective who had given the keys to dispatch.  All the while I'm lying over there on the ground with this hot headed idiot cop with a gun drawn on me and wouldn't even let me speak.  The other officer checked the file, called dispatch and asked if she had given out keys to a couple in a truck which she verified.  Ray was never cuffed or had nothing done to him like I had done to me.  The officer on Ray told the officer on me to let me go and thats when Ray saw what he had done.  He was furious as was I.  When that cop let me go, I screamed everything at him that I could that I can't put on this website.  He was so mad that he just jumped back in his car a tore out of there.  The other officer appologized and said that he couldn't believe that the dispatcher was the one who had called them out there because the neighbors had said that someone was breaking into the garage.  All of this happended because that Detective never told her anything about those keys and that they were going to be involved in a repossession.  Had he done his job correctly and stayed there and waited for us like he said he would, none of this would have happended.  The worst part of the whole ordeal was the officer on me didn't even ask anything after I had said Hi and thanks for coming.  He just immediately started screaming and butted that gun to the back of my head when I was on my knees.  It wasn't so much that I was scared, it was more that I was furious for the way he treated me and what he had done with the gun.  This repo could have been a deadly one if the other officer hadn't been a clear headed officer who didn't just jump the gun like the other one did. 

After we had gotten started working, of course we had to have a truck in order to work.  We had gotten a 94 Dodge Dakota extended cab at a buy here pay here lot.  We covered the area from North I-65 to South I-65 in KY, everthing west of there to the end of the state.  Also part of Tennessee, Indiana, and Illinois.  When you are running that much in and older model truck, no matter how much maintenance you do on it, it will eventually tear up.  That's what happened in Eddyville.  Larry Jones had to come out with the company truck, 98 Chevy CK2500 diesel, with a wench unit set up in the back that turned that truck into a wrecker.  So while the truck was down the remaining accounts re ran using repoed vehicles.  But then because we didn't have the money to get it fixed, which I will explain late of why we didn't, we ended up getting our truck repossessed from us by the company we had bought it from.  So we ended getting laid off for about two and a half months.  During this time there was a scuffle with some employess and a contractor at the office and there was four people working in the office when we got laid off.  Larry Jones, manager, Larry Jones Jr., assistant manager, Travis Flener operations manager, and Connie Bray, Secretary.  After the scuffle the only people that remained at the office was Connie and Travis.  Travis was now the office manager, and operations manger.  Connie was now the assistant manager and secretary.  The contractor that was left was a Josh P.  So Doug Charles, Owner of the 5 different branches of the company came down to Bowling Green to talk to us about going back to work.  We were currently driving a car that we had borrowed from a friend.  We got up there and he put us back to work but this time we were going to be drive in company truck, the 98 CK 2500, which was nicknamed Goldie.  When we went back to work things were different this time.  More accounts coming in than before and only two agents running them.  But at that time we were just glad to be back to work.  But that is when the reality of the job started to set in.  That repossession is not just a job, it is a way of life.  You have to eat, sleep, live, and breathe the world of repossession.  Because we were covered in repo files.  Loaded down with work so much that there were days that we wouldn't be able to even come home to get any rest.  The only rest we would get would be the sleep we got at a truck stop sleeping in the truck.  But on the next page is when I will start with the first thing that happended to us that was extremely dangerous.

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